{"id":11066,"date":"2025-08-06T07:36:54","date_gmt":"2025-08-06T07:36:54","guid":{"rendered":"https:\/\/www.izobrazen.si\/?p=11066"},"modified":"2025-08-22T09:33:23","modified_gmt":"2025-08-22T09:33:23","slug":"financna-pismenost-in-smart-metoda","status":"publish","type":"post","link":"https:\/\/www.izobrazen.si\/de\/financna-pismenost-in-smart-metoda\/","title":{"rendered":"FINAN\u010cNA PISMENOST IN SMART METODA"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Postavi si jasne cilje (SMART metoda)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Cilji naj bodo:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Specifi\u010dni (npr. var\u010devanje za dopust),<\/li>\n\n\n\n<li>Merljivi (npr. 600 \u20ac),<\/li>\n\n\n\n<li>Adosegljivi (glede na tvoj dohodek),<\/li>\n\n\n\n<li>Realisti\u010dni (v skladu s tvojimi zmo\u017enostmi),<\/li>\n\n\n\n<li>Temporalni (\u010dasovno opredeljeni \u2013 npr. v 6 mesecih).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Primer SMART cilja:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;V 6 mesecih bom privar\u010deval_a 600 \u20ac za dopust.&#8221;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Vzpostavi rutino \u2013 15 minut na teden za finance<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Preveri stanje (ra\u010duni, kartice, gotovina).<\/li>\n\n\n\n<li>Prilagodi prora\u010dun (\u010de se kaj spremeni).<\/li>\n\n\n\n<li>Poglej, ali si bli\u017eje cilju.<\/li>\n\n\n\n<li>Preglej, kje lahko zmanj\u0161a\u0161 stro\u0161ke ali pove\u010da\u0161 prihranke.<\/li>\n\n\n\n<li>Vklju\u010di dru\u017eino v <a href=\"https:\/\/www.izobrazen.si\/de\/product\/financna-pismenost\/\" data-type=\"product\" data-id=\"9577\">pogovor o denarju<\/a><\/li>\n\n\n\n<li>Otroci naj razumejo osnovne pojme (prihranek, \u017eelja vs. potreba).<\/li>\n\n\n\n<li>Partner naj bo vklju\u010den v na\u010drtovanje ciljev.<\/li>\n\n\n\n<li>Skupni cilji krepijo odgovornost in sodelovanje.<\/li>\n\n\n\n<li>Uporabi vizualizacijo ciljev \u2013 npr. natisni sliko cilja in jo obkljukaj, ko dose\u017ee\u0161 mejnik.<\/li>\n\n\n\n<li>Ob dose\u017eenem cilju si privo\u0161\u010di simboli\u010dno nagrado (npr. sladoled, dan brez dela).<\/li>\n\n\n\n<li>Redno se opomni na svoj \u201czakaj\u201d \u2013 zakaj ti ta cilj pomeni nekaj ve\u010d.<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Postavi si jasne cilje (SMART metoda) Cilji naj bodo: Primer SMART cilja: &#8220;V 6 mesecih bom privar\u010deval_a 600 \u20ac za dopust.&#8221; Vzpostavi rutino \u2013 15 minut na teden za finance<\/p>","protected":false},"author":1,"featured_media":11072,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"FINAN\u010cNA PISMENOST IN SMART METODA","_seopress_titles_desc":"Nau\u010dite se postavljati SMART cilje v financah \u2013 specifi\u010dne, merljive, dosegljive, realisti\u010dne in \u010dasovno opredeljene. Vzpostavite rutino, vklju\u010dite dru\u017eino in hitreje dosezite svoje finan\u010dne cilje.","_seopress_robots_index":"","footnotes":""},"categories":[96],"tags":[],"class_list":["post-11066","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financna-pismenost"],"blocksy_meta":"","_links":{"self":[{"href":"https:\/\/www.izobrazen.si\/de\/wp-json\/wp\/v2\/posts\/11066","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.izobrazen.si\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.izobrazen.si\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.izobrazen.si\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.izobrazen.si\/de\/wp-json\/wp\/v2\/comments?post=11066"}],"version-history":[{"count":0,"href":"https:\/\/www.izobrazen.si\/de\/wp-json\/wp\/v2\/posts\/11066\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.izobrazen.si\/de\/wp-json\/wp\/v2\/media\/11072"}],"wp:attachment":[{"href":"https:\/\/www.izobrazen.si\/de\/wp-json\/wp\/v2\/media?parent=11066"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.izobrazen.si\/de\/wp-json\/wp\/v2\/categories?post=11066"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.izobrazen.si\/de\/wp-json\/wp\/v2\/tags?post=11066"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}